Resources to help guide smarter financial decision-making

Federal & Postal Employees

Learn more about your Federal Benefits

Thrift Savings Plan (TSP)

While most employees know what the TSP is, they don't understand it's role in their retirement. With each employee there are different factors that go into how much you should contribute to your TSP and what funds you should be using within the TSP. The vast majority of employees are playing with fire in one way or another and are setting themselves up for a big disappointment when it comes time to retire. Below are a few of the areas where we assist employees with their TSP: Explain the funds to you and help you decide which funds are best for you. Help you understand how the money can be used in retirement without the threat of running out of money too soon. We help you understand ALL your options and not just the ones the Post Office gives you or your Federal Agency. In almost every case it is NOT in the employees best interest to leave their TSP with the government. The government has never and never will be in the money management business and it's important employees understand. We help you protect your heirs. Some of the government options will involve disinheriting your children in the event of the Federal or Postal employees and spouse's death. Employees make this choice every day when they rely solely on the Federal Agency or Post Office options. Assist employees in rolling over their TSP into guaranteed options where there is NO risk of losing money.
Download Important Forms

Federal Forms

Application to Make Deposit or Redeposit for your Retirement System FERS employees must fill out SF 3108 09/28/2012 CSRS employees must fill out SF 2803 09/28/2012 Fill out Form RI 20-97 Find your appropriate DFAS office at the following website: DFAS-Civilian Employees Mail your RI 20-97 [with your DD214] to the appropriate address/fax number For More Information about how buying your time back may help you in retirement contact us today.

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American Federal Benefits Consultants is an independent organization not a government agency or affiliated with the federal government or any state government. *The terms CSRS, FERS, FEGLI, and FEHB are all registered trademarks of the U. S. Office of Personnel Management. American Federal Benefits Consultants, agents, consultants, or any independent contractors does not provide tax, legal, or investment advice and does not engage in the solicitation or sale of securities.